Invaluable Information About Dual Insurance Plans

Medicare Advantage Dual plans are for people eligible for both Medicare and certain levels of Medicaid. They offer coordinated care and extra coverage not available with Original Medicare.

A nurse helping an elderly to walk

Dual Plans Go Beyond

Either Medicaid or Original Medicare alone. You’ll still get to keep the Medicaid benefits and have additional D-SNP features with a Dual Plan. And better yet, with a dual plan, you could get many extra benefits and features than Original Medicare at no extra cost.

  • Expanded Dental Care
  • Expanded Vision Care
  • Expanded Hearing Care
  • Rides to health care visits and the pharmacy
  • Credits to buy hundreds of health-related products
  • Home safety equipment
  • Care coordination via a personal care coordinator
  • Pay your Part B Premium

With Most Medicare Advantage Plans

You pay a portion of your plan cost out of pocket. With a D-SNP, Medicare and Medicaid pay most or all of the costs.
Medicare pays for a share of your medical costs first, then Medicaid pays for any costs that may be left over. Medicaid is known as the second payer for costs that are not covered or only partially covered by Medicare.

There are also D-SNP plans available that offer additional benefits for certain health conditions like:

  • Diabetes
  • Heart Conditions
  • COPD
  • More

You Can Get a Dual Special Needs Plan

If you meet the following qualifications:

  • 1 You are eligible for Medicare and Medicaid and have both.
  • 2 You have Medicare Part A and Part B.
  • 3 You live in the plan’s area.

Do you have both Medicare and Medicaid? If so, you might qualify for a Dual Eligible Special Needs Plan (D-SNP).

To see if you qualify, click here.